Homefield

86 WORCESTER ST, North Grafton, MA 01536

NCUA Insured3.6 (52 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around North Grafton, MA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

86 WORCESTER ST

North Grafton, MA 01536

Google Maps 🗺Waze

(508) 839-5493

Service Area

This credit union is located in North Grafton and serves members in the MA area. Currently serving 6,908 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

5.74%

Personal Loan

13.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Worcester— New Auto Loan

Worcester, MA

1.95%

Beverly Municipal— Used Auto Loan

Beverly, MA

1.99%

Norfolk Community— Personal Loan

Norfolk, MA

3.48%

Methuen— Credit Card APR

Methuen, MA

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.6

52 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Catherine

10 months ago

Homefield is a wonderful place to bank. It has all the benefits that the large banks/credit unions have, but with great customer service and great rates. They also updated their app, making mobile banking super easy. Tanya, the Grafton branch manager is always so friendly and helpful. If there's ever a problem with your account, they reach out personally. When you call, a person answers the phone - a rarity these days. They're also super involved in giving back to the local community which is a blessing to many charities. It makes you feel good to know that you're getting a good rate on your loan and banking with an organization that really does care about where they're located.

Andrew Wiklund

7 months ago

Excellent customer focused service and overall experience! Excellent rate, the salesman at the car dealer said, "No way is anyone offering you a rate like that!". I got the loan officer on the phone and he Confirmed. My salesman learned a lesson, and I got a great deal! Thanks HFCU! 5 stars! 👍👍👍👍👍

Bill Strohsnitter

6 months ago

My Mass Save Heat Loan was expediently processed and approved in under 48 hours. Donna G was especially helpful in processing the payment to me. She was very cheerful, and thorough in setting up and explaining my account management. I left with a smile knowing that my loan was in good hands.

Andrew Venuti

5 months ago

I have been doing business with HFCU for years as well as having accounts at other local and national banks. Homefield has always been my go to place for various financing needs and the staff there are great as well. Always friendly faces ready to help me with whatever I need.

Laura Katragjini

7 months ago

Doug and his team were an absolute pleasure to work with when refinancing my husband’s truck. The process was easy and painless, and the turn around time was quick. Highly recommend!