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Shrewsbury

P.O. BOX 227, Shrewsbury, MA 01545
NCUA Insured3.4 (60 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 227

Shrewsbury, MA 01545

Service Area

This credit union is located in Shrewsbury and serves members in the MA area. Currently serving 9,546 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.81%

Used Auto Loan

4.72%

Personal Loan

12.31%

Credit Card APR

12.74%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.4

60 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Kyle Josephs Multifamily Real Estate

Kyle Josephs Multifamily Real Estate

a year ago

The staff have always been friendly, and helpful to fix any issues that may come happen in the banking world. The website and mobile app leave much to be desired, and I've found myself forced to call the bank to make routine updates. They do offer some extremely competitive auto loans, with very low interest rates. It could make sense to join the bank just for a specific lending product like this. This is a great local bank, but they leave much room for their banking competitors. The interest rates on savings accounts are insanely low when compared to any high-interest savings account offered by competing banks. The app and website offer much less functionality than competitors. The limited business hours and access to support during those hours can be frustrating when time is of the essence, like when you need to freeze accounts, or report unrecognized charges. In order to issue a stop payment, you are required to physically visit the bank and sign the paperwork in person. This is a local banking option, and a good secondary option, but I would not recommend this as your primary bank.

C Thistle

C Thistle

a year ago

Absolutely terrible customer service. I called to inquire about an outstanding truck loan after my father’s passing, and the representative who answered didn’t even bother to state their name. They were short, unhelpful, and provided no details—just the total amount due. No compassion, no guidance, nothing. I had to call my own bank just to get things sorted because this place was completely useless. If this is how they handle sensitive situations, they seriously need to train their staff on basic customer service and empathy.

Sharon B

Sharon B

4 years ago

I’ve been with SFCU for almost 30 years now and have always been treated with the utmost respect. It pains me to read some of the reviews because I have had nothing but wonderful experiences with this bank. I have had my mortgage through them for many years and couldn’t be happier with their service. Anytime I’ve had a question, whether by email, site messaging or via phone, they are always quick to respond and are not just helpful but in my opinion, go above and beyond! I love the feel of a neighborhood bank where everyone recognizes you and greets you with a smile. I would give them 10 stars if I could!

Allison Brydson

Allison Brydson

2 years ago

If I could give them a no star that exactly what they would’ve got, there was some fraud with my Husband account and went into the bank went in the bank to have it resolve and we ended up more upset than ever I find them to be so rude especially the receptionist her name is Betty. I was even planning to open up an account at that same bank, and after the way we were treated and the bad service that we receive I decided not to. I can’t wait for all this to clear up with My Husband so he can close that account and go somewhere else with our business, Please do not bank at this bank. I find them to be so rude and unprofessional

Mark D

Mark D

2 years ago

Have been a member with SFCU for many years and have always received excellent and friendly customer service! Had a recent incident involving fraud with my credit card and they went above and beyond to prevent and help me in what could have been a nightmare situation. Very Thankful and Appreciative for all they do!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).