Somerset

740 County Street, Somerset, MA 02726

NCUA Insured4.6 (160 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Somerset, MA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

740 County Street

Somerset, MA 02726

Google Maps 🗺Waze

(508) 678-2851

Service Area

This credit union is located in Somerset and serves members in the MA area. Currently serving 11,649 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.51%

Used Auto Loan

5.19%

Personal Loan

8.34%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Worcester— New Auto Loan

Worcester, MA

1.95%

Beverly Municipal— Used Auto Loan

Beverly, MA

1.99%

Norfolk Community— Personal Loan

Norfolk, MA

3.48%

Methuen— Credit Card APR

Methuen, MA

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.6

160 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kerri-Ann Manchester

3 months ago

I Have been working with Tiffany P and Natalie. They have both went above and beyond to help me with my loan and accounts. They were extremely professional, efficient, and responsive throughout the entire process.

Dawn Robidoux

a month ago

I had a personal loan with a car as collateral with this bank for 4.5 years. The loan officer I worked with Tiffany was great and their loan rates were great. It was super easy to set up automatic payments and over 4.5 years pay off the loan without a single issue. Obtaining the title, however, once the loan was paid off was much more of an ordeal than it should have been. Dealing with their Chief Lending Officer Tersea Viveiros is the reason I would not recommend this financial institution to anyone. Tersea speaks to customers with a lack of accountability and empathy. I had to explain to her that “saying sorry goes a long way” & her reply was “oh, well, we are sorry” about an issue caused by the staff of SFCU. Like I said, I was very happy during most of my time banking with SFCU, and their loan rates as a credit union are ideal. However, their customer service is extremely lacking, starting from the top of the organization.

Jackie

9 months ago

Taylor and Tiffany were amazing to work with! Both were extremely friendly and helpful with the loan process. They helped me get the loan that works best for me and answered any/all questions I had. I'm so happy to be working with Somerset Federal Credit Union! Thank you so much!!!!

Michele C

a year ago

I have been a member of Somerset Federal Credit Union for over 40 years. I have had many transactions over the years including securing our first mortgage with the Credit Union. Everyone is always so helpful, knowledgeable and kind. I wouldn't think of going anywhere else. The Credit Union has always been our go to Bank and always will be!!!!

Steven Burns

a year ago

We were with the old Saint Dominic's Federal credit Union, and with the migration we're now all Somerset Federal credit Union and the experience is up until now. We've been great. Everything seemed to have gone smoothly. We've had a couple of other issues which were quickly resolved.