NCUA Insured
Member-Owned
2 charter
Established in 1929
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Springfield, MA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1929
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Springfield and serves members in the MA area. Currently serving 9,850 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
6.99%Personal Loan
13.99%Credit Card APR
18.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).
Worcester, MA
Beverly, MA
Norfolk, MA
Methuen, MA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.1
47 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsArlene Rodriguez
6 months ago
I have been with ARRHA for about 10 years. Recently, I worked with Michael Kelley. The experience was great! He responded to my questions very thoughtfully and quickly through both phone and email. He is an asset to ARRHA.
Tina Burston
10 months ago
I've been with Aarha for quite a while now and the customer service is getting slower each time I need in person service. It's late opening the live teller service. It hours state open for live teller at 8 am and Ive been here now for 18 minutes waiting for live assistance.
Joe Pasquini
2 years ago
I had a car loan through this institution, and I will never use them again. The customer service is not great most times and the level of technology for users is still in the early 2000's. No ability to pay off loans online you have to drive a check or cash to their main branch. It also took many tries to get a simple account to account transfer completed. Lenders be aware you'll have to closely manage each interaction to ensure any level of success.
Cherice
a year ago
I've been a customer for over twenty-five years and have seen so many personnel changes. I commemorate the bank tellers for their dedication and commitment, and must of all for their human touch brought to the workplace place in the age of AI.
Fabio Montefusco
7 years ago
I was referred to this credit union by a friend of the family. I dealt with a gentlemen name mike Kelley. Honesty. Coolest guy I’ve ever met. Super professional. Super honest. And always looked out for my best interest. Wasn’t pushy. And being new to the process I had a lot of questions and he went over and beyond to make feel comfortable and knowledgeable. Great guy and great credit union. Definitely going back for a mortgage when I’m due.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(413) 732-9812Website
Visit WebsiteMembers
9,850
Total Assets
$159.5M
Year Opened
1929
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile