NCUA Insured
Member-Owned
2 charter
Established in 1931
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around West Roxbury, MA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1931
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in West Roxbury and serves members in the MA area. Currently serving 5,620 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.63%Used Auto Loan
6.60%Personal Loan
10.60%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).
Worcester, MA
Beverly, MA
Norfolk, MA
Methuen, MA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.4
16 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsPaul M
8 years ago
I've been an Energy Credit Union member for years and I've always received excellent service. Recently I took out an auto loan at a very competitive rate - 1.99% APR. I was able to finance it as a new auto despite it having ~4000 miles at time of purchase. Highly recommend Energy if you're in the market for an auto loan!
Ramiro Merello
a year ago
They helped me with MA heat loan process, very straightforward. Would recommend going in person, had some trouble openning the account online. Everyone was super nice :)
Tonya Brooks
8 years ago
This credit union has nice employees, however, there are just not enough locatiions or non-fee atms! Supposedly you can deposit at some SUM/NYCE atms but every one I've tried refused my cash deposits. Plus their atm is always broken so you have to wait until the credit union opens and drive all the way to W. Roxbury to make a deposit. Then suprise suprise a $25 NSF fee! A member service rep snidely suggested that I bank elsewhere if I needed more convenience. Well, I will have to because this lack of convenience is unacceptable! Do yourself a favor and avoid banking here! Pissed off customer
Rich D
a year ago
I've banked with ECU for over 15 years now and can say it's an awesome bank. They've helped me out on many occasions and I don't see myself switching, ever.
Sasha DiMarsico
3 years ago
Truly the most awful experience! They state it takes about 24 hours to get a loan! Lies! It took 1.5 weeks of every day calling and leaving VM/ emailing to get a response from them. They didn't provide any information of what documents were needed. I wasted almost 2 weeks on them. The worst customer service experience.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(617) 325-1999Website
Visit WebsiteMembers
5,620
Total Assets
$124.4M
Year Opened
1931
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile