Common Trust

8 Cedar St, Woburn, MA 01801

NCUA Insured3.8 (8 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Woburn, MA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

8 Cedar St

Woburn, MA 01801

Google Maps 🗺Waze

(781) 933-2600

Service Area

This credit union is located in Woburn and serves members in the MA area. Currently serving 4,827 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.24%

Used Auto Loan

5.99%

Personal Loan

11.99%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Worcester— New Auto Loan

Worcester, MA

1.95%

Beverly Municipal— Used Auto Loan

Beverly, MA

1.99%

Norfolk Community— Personal Loan

Norfolk, MA

3.48%

Methuen— Credit Card APR

Methuen, MA

8.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.8

8 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Angelo Silva

3 months ago

I went there to fix a couple things in my account. Maria was so nice to me and after 20 minutes everything was done. Great service

Crystal Schmeichel

12 months ago

Scammers. They called my phone advising I needed to verify the last amount out of my checking account!! They stated that I had some hits on my account in Orlando, Fl. Well, while I put them on hold I contacted my bank on my work phone and verified they are FAKE. My account is just fine. DO NOT give them information.

Nick Leader

2 years ago

The employees at this FCU do not know what they are doing. If any questions asked, they would refer that its the system and have absolutely no clue what is going on. Patty, THE ONLY loan officer is very under-educated in terms of how to process a loan and when asked questions, does not entertain and tend to be offended. Very unprofessional and unfriendly.