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Worcester

520 W Boylston St, Worcester, MA 01606
NCUA Insured4.2 (77 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1976

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

520 W Boylston St

Worcester, MA 01606

Service Area

This credit union is located in Worcester and serves members in the MA area. Currently serving 6,392 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

1.95%

Used Auto Loan

5.99%

Personal Loan

14.00%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MA

Lowest rates currently reported by credit unions in MA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.2

77 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Karlie Sanford

Karlie Sanford

a week ago

I've been a member of Worcester Credit Union for nearly 20 years, and one of the things I've always appreciated is that I'm treated as a valued member, not just an account number. Recently, I was facing an important decision about replacing my car, and Justin Cheverier, the bank manager, went above and beyond to help me navigate the process. He took the time to explain my options, answer my questions, and help me make a decision that was in my best financial interest. Thanks to his guidance, I was able to secure financing with a favorable rate while preserving my long-term savings. The staff at Worcester Credit Union are consistently professional, knowledgeable, and genuinely committed to helping their members succeed. It's rare to find an institution that combines excellent service with such a personal touch. I highly recommend Worcester Credit Union to anyone looking for a financial institution that truly puts its members first.

Kathi Fontaine

Kathi Fontaine

3 months ago

We had an excellent and well organized experience working with Justin Cheverier and Worcester Credit Union. Justin provided us with all the details and information we needed and he quickly responded to all of our questions. He made the process seamless. We would highly recommend Justin and Worcester Credit Union.

Jennifer Defina

Jennifer Defina

2 months ago

Justin was great setting up our LOC, he was thorough and answered all of our questions promptly. He made the process seamless and has been great with follow up communication. Cannot recommend him enough!

Matt Lazowski

Matt Lazowski

3 months ago

Justin was an amazing partner in my HELOC process. I highly recommend him and Worcester Credit Union!

Patrick

Patrick

a year ago

The staff at Worcester credit union made getting a new car loan super easy and at a great rate. Everyone from the loan officers to the branch manager were super nice and professional. I will be using them for all future loans.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).