NCUA Insured
Member-Owned
2 charter
Established in 1970
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Adrian, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1970
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Adrian and serves members in the MI area. Currently serving 7,660 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.29%Used Auto Loan
6.03%Personal Loan
14.49%Credit Card APR
10.44%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.1
32 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Mapstaina Mantey
6 months ago
Member since 1990. Always great service, great rates and easy to work with. Highly recommended.
Ashley Pfund
4 years ago
I've used Lenco for two vehicle loans, and now two home loans. I also have a checking and savings account with them. They have always been super easy to deal with and they make the borrowing process super easy. We recently purchased a new home and once again, Linda made the process easy and convenient for us. I have always recommended Linda to others because she is straight forward, has excellent communication during the process and she works to get to closing as quickly as possible. Also, having your loan with a local credit union has many great benefits, so I'd recommend looking at Lenco if you are ready to purchase a new home. Thank you to the entire Lenco team for always being so reliable.
Joe Putra
4 years ago
Lenco is a great place to do business. Very friendly and helpful staff. Being a first time home buyer Linda has gone out of her way to answer questions for me and help me understand the process. Eileen and Heather are the best when it comes to financing cars and even side by sides. Wouldn't go anywhere else.
Kyle Whelan
4 years ago
This the worst bank to bank with if you want to do online banking. They don’t help set online bill pay like other company. I have all my bill pay on line at Tlc my electric, home, car, phone an every loan or company has set it up to pull money out of Tlc bank. So why would it be so hard for Lenco to pull money for the loan I have through them. They say you have to set it up through Tlc. But Tlc says you will have to do it on your own through lenco app.
Aaron Liske
7 years ago
Friendly, helpful, and decent rates. I refinanced a personal loan through them and it lowered my interest rate A LOT. I was nervous about credit unions at first, but Lenco is awesome.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(517) 263-0851Website
Visit WebsiteMembers
7,660
Total Assets
$139.6M
Year Opened
1970
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile