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Lenco

615 W Maple Ave, Adrian, MI 49221
NCUA Insured4.1 (32 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1970

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

615 W Maple Ave

Adrian, MI 49221

Service Area

This credit union is located in Adrian and serves members in the MI area. Currently serving 7,660 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.29%

Used Auto Loan

6.03%

Personal Loan

14.49%

Credit Card APR

10.44%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

32 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
taina Mantey

taina Mantey

6 months ago

Member since 1990. Always great service, great rates and easy to work with. Highly recommended.

Ashley Pfund

Ashley Pfund

4 years ago

I've used Lenco for two vehicle loans, and now two home loans. I also have a checking and savings account with them. They have always been super easy to deal with and they make the borrowing process super easy. We recently purchased a new home and once again, Linda made the process easy and convenient for us. I have always recommended Linda to others because she is straight forward, has excellent communication during the process and she works to get to closing as quickly as possible. Also, having your loan with a local credit union has many great benefits, so I'd recommend looking at Lenco if you are ready to purchase a new home. Thank you to the entire Lenco team for always being so reliable.

Joe Putra

Joe Putra

4 years ago

Lenco is a great place to do business. Very friendly and helpful staff. Being a first time home buyer Linda has gone out of her way to answer questions for me and help me understand the process. Eileen and Heather are the best when it comes to financing cars and even side by sides. Wouldn't go anywhere else.

Kyle Whelan

Kyle Whelan

4 years ago

This the worst bank to bank with if you want to do online banking. They don’t help set online bill pay like other company. I have all my bill pay on line at Tlc my electric, home, car, phone an every loan or company has set it up to pull money out of Tlc bank. So why would it be so hard for Lenco to pull money for the loan I have through them. They say you have to set it up through Tlc. But Tlc says you will have to do it on your own through lenco app.

Aaron Liske

Aaron Liske

7 years ago

Friendly, helpful, and decent rates. I refinanced a personal loan through them and it lowered my interest rate A LOT. I was nervous about credit unions at first, but Lenco is awesome.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).