Tlc Community

PO Box 927, Adrian, MI 49221

NCUA Insured3.8 (72 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Adrian, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 927

Adrian, MI 49221

Google Maps 🗺Waze

(517) 263-9120

Service Area

This credit union is located in Adrian and serves members in the MI area. Currently serving 56,926 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.34%

Used Auto Loan

5.34%

Personal Loan

15.49%

Credit Card APR

16.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

3.8

72 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Matt

3 months ago

Joke of a bank. 7 times yes you read that right 7 times I have paid to have overdraft protection yet still I get overdraft fees is 80 and am told I never paid for the protection before. So they stole money from me many times. Locked card 3 times within one month because of a purchase trying to take money out of my card that has been happening for well over a year now but for some reason it’s an issue I got my card unlocked and was told I never contacted them and unlocked it. And now I need an entirely new card. I am now understanding why all of Adrian is leaving TLC Should I even have to mention they constantly have to have customers change pins and cards and passwords because of constantly being hacked. Their security is also terrible

Euchre Pucher

5 months ago

One more than one occasion I’ve had money taken out a month later because even though they gave me a receipt showing my withdrawal, they (even though it showed via app) didn’t apparently take it out of my acct. the last straw is me being on a vacation and money suddenly vanished from my acct. talk to the bank and they heir customer service told me im wrong. It never posted. Even if they’re right it shouldn’t take a month to acknowledge a withdrawal from an actual teller and I didn’t appreciate being called a liar. I wish I could say zero stars

Martin Messervy

4 months ago

Everyone has always been helpful with everything I have asked for help with. I have never been through the drive thru.

David Hendricks

6 months ago

Gave me a debit card for a savings account account keeps overdrafting randomly and they want to add on fake charges and refuse to resolve the issue by giving me a ATM card highly do not recommend this bank

Dena Koehn - SBWI

8 years ago

Thank you for helping us teach and promote skilled trades in Lenawee County! We appreciate your support of community programs like the Boys & Girls Club Skilled Trades Camp and the Great Lakes Woodworking Festival. Thank You!