Alpena Community
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1970
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Alpena, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1970
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Alpena and serves members in the MI area. Currently serving 2,255 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.92%Used Auto Loan
5.96%Personal Loan
8.31%Credit Card APR
10.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MI
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
4.4
18 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Dylan Morrison
6 months ago
Great service. Always works with you. Danielle and Jordan do a great job.
Jennifer Robinson
a year ago
You can NOT make a deposit from their app. You always have to go to the bank in person. Too many limits on using your debit card!! Also I had to order three debit cards to finally get one that works and it couldn’t be activated on the weekend.
Kady LaHaie
a year ago
Super friendly, and everyone does an excellent job.I always look forward to going here.
Ann Sucharski
6 years ago
The staff is very friendly and helpful. Wonderful to work with. I'm glad I chose this Credit union
Karen Neville
6 years ago
The people working at Alpena Community Credit Union have always been very helpful, friendly and knowledgeable.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(989) 356-4561Website
Visit WebsiteMembers
2,255
Total Assets
$34.9M
Year Opened
1970
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile