NCUA Insured
Member-Owned
2 charter
Established in 1950
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Alpena, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1950
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Alpena and serves members in the MI area. Currently serving 7,582 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.95%Used Auto Loan
5.95%Personal Loan
10.50%Credit Card APR
11.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.8
245 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJim Pellerito
6 months ago
I've been consistently impressed with HPC Credit Union. The staff delivers that genuine Northern Michigan hospitality you don't often find in banking—friendly, helpful, and always willing to go the extra mile. Their operations are efficient and streamlined, and they offer all the modern banking services you'd expect from a forward-thinking financial institution. I highly recommend HPC Credit Union for all your financial services needs.
Jamie Howard
a month ago
People at HPC are like family. Very much into getting any issues resolved as if you were family. Love this credit union.
Judy Black
2 years ago
I have been a member of HPC for many years and set up accounts for my sons when they were quite young. They too are still long- time members of HPC. HPC is a wonderful credit union with friendly and helpful staff. Everyone is professional and always ask if there is anything else they can do for you. Great customer service which is very much appreciated.
Michael Marchlewski
2 years ago
Absolutely great credit union.would not think of going anywhere else. I have three accounts with HPC two private accounts in a business account. Every time I go there they greet me like they haven't seen me in a year. Their employees are very knowledgeable, very kind and very helpful five stars guys. Great job!.
Randy Vredenburg
2 years ago
I have been an HPC client for 35 years with a savings and checking account. On the rare occasions I needed to contact customer service, staff was exemplary with service and very accommodating and kind. I live across the state and have for years but have found a Credit Union that has a reciprocal agreement with HPC here in Traverse City where I can cash checks and put directly in HPC through them. My paychecks go direct deposit in HPC as well. Excellent service.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(989) 354-4698Website
Visit WebsiteMembers
7,582
Total Assets
$158.9M
Year Opened
1950
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile