Ignite
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Battle Creek, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1936
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Battle Creek and serves members in the MI area. Currently serving 30,282 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
4.99%Personal Loan
13.50%Credit Card APR
12.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MI
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(11 total)
Member Reviews
3.4
168 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Marshal Ray
8 months ago
I financed a car thru a dealer in Big Rapids. The dealer sold it it upside down or believe me I would move the loan. The nearest branch is hundreds of miles away. We pay early, so to understand the complaint. We pay online. That experience has been torture. Moved and payed to Ignite last month. That wasn't smooth. Wrote everything down so it wasn't messed up. Tried this month and guess what? Your information doesn't match our records. There is no public phone number for ignite. Called Blue Ox CU and was #9 in line until I was hung up on. I suspect they have got too big and not enough service reps. Still got time, but do I have to drive down there?
Mike Merrill
5 months ago
Dustin was very helpful answering any questions I had with an account my mom had me connected to. I have now stopped in there 3 days in a row and he helped me all 3 days. He was very helpful and friendly and understanding with me.
Brian Herr
7 months ago
Not pleased with today's visit! Why does the ATM give out 100 dollar bills? I can't spend that easily. So I went inside to exchange that. Surprisingly, there were actually three tellers working today.However, there were eleven of us in the lobby.Waiting to be waited on. Some transactions take a long time.So the line moved very, very slowly, and I was twenty minutes.Trying to exchange the bill. You have space 46 tellers.There are never six tellers working. Also with your new changeover, I called the credit union to ask a question three weeks ago.I'm still waiting for them to call me back. I do not know why I continue to keep my money at Blue Ox.
Mattyboy Schweg
3 months ago
Last month my wife’s card was compromised filed a dispute never received that money back. This month my card was compromised. Lost my entire paycheck. It has been 2 weeks and I’ve only received half the fraud back…. Incredibly disappointing
Debby Abbott
7 months ago
Very unhappy with Blue Ox. The new system issued new credit cards. Before I received mine they canceled the old one. Trying to get hold of somebody to talk to. I'm on hold with 12 people ahead of me. Seriously want to get out of this credit union. No customer service.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(269) 965-7281Website
Visit WebsiteMembers
30,282
Total Assets
$371.2M
Year Opened
1936
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile