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Kellogg Community

PO BOX 140, Battle Creek, MI 49016
NCUA Insured3.5 (41 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 140

Battle Creek, MI 49016

Service Area

This credit union is located in Battle Creek and serves members in the MI area. Currently serving 50,712 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

4.99%

Personal Loan

13.10%

Credit Card APR

11.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(14 total)

Member Reviews

3.5

41 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Joshua Diaz

Joshua Diaz

6 months ago

Shout out to Jennifer Cook! I met with her on two different occasions, and she was incredibly helpful in setting up my HSA and business account. She made everything simple, clear, and stress-free. Truly great service!

Rick Hills

Rick Hills

7 months ago

I would like to say that Veronica Holtz is a great loan officer. We deal with her for all our loans because she is very knowledgeable and polite. There is guy by the name of Chris out of Grand Rapids that is not very nice. Chris is a rude person and shouldn't be working at kccu Thank you!

Queen Moonbeam

Queen Moonbeam

5 months ago

Many issues at the bank. Usually we can get it straightened... but then the next month experience more issues. Inaccurate records.

Kevin Wilson

Kevin Wilson

a year ago

Go somewhere else! Never doing business with these people again. They "lost" my debit card in the mail, apparently they lose a lot because they have a 3 month backlog on "lost" debit cards. How does one lose so many cards? Even they don't know. After 4 months, half a dozen visits, strange harassing phone calls from their staff (which from other reviews is standard practice) and did I get a working debit card.....nope. Either this bank suddenly forgot how to bank or they are defrauding their customers. Either way STAY AWAY.

DeNaya Mosley

DeNaya Mosley

a year ago

Always have went into the actual branch and have had excellent customer service. I have worked And a call center industry, where getting back with people is a very important aspect of a business.. I have not had any contact from anyone in three days trying to set up some help for myself. Going on a fourth day tomorrow.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).