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Omni Community

PO Box 1537, Battle Creek, MI 49016
NCUA Insured4.5 (276 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 1537

Battle Creek, MI 49016

Service Area

This credit union is located in Battle Creek and serves members in the MI area. Currently serving 46,747 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.24%

Used Auto Loan

6.74%

Personal Loan

11.49%

Credit Card APR

11.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(13 total)

Member Reviews

4.5

276 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Heidi Witzke

Heidi Witzke

4 months ago

Im a truck driver over the road and its very hard to do banking while Im out for weeks at a time. I was with another Credit Union and service was ok, just ok, a friend told me about Omni Credit union. And I was surprised how they made my vehicle loan so effortless on my part and the process was quick. Just a week later I bought a camper, I had the money the same day in my new account. Im a wow customer. I have talked with several Omni employees during my 2 loans process and they are all extremely helpful. I totally suggest Omni as your financial experts. Thanks Omni!

Daisy West

Daisy West

6 months ago

Hannah was incredible! I was having so many issues with my banking app and couldn’t figure out why it wasn’t working. She took time out of her own day to help me step-by-step until everything was fixed. She was patient, kind, and genuinely wanted to make sure I understood what was going on. It’s rare to find someone who cares that much, and I’m so grateful for her help. If you ever need support, Hannah is the one you want! Thank you Hannah. Daisy Leister

Joni

Joni

5 months ago

Love Omni, I wish I had know such a great place still existed sooner. Always helpful, kind . Hanna goes Over the top to help and is awesome. However your machines need retraining Now please fix the Bangor ATM, its a gamble if its going to be working or not. In the last month I kept count 12 times in December was not properly functional

Janet Seiler

Janet Seiler

3 months ago

I have not been with Omni very long, but everyonr has been very kind and helpful with me in setting up my new account and answering all of my questions. I highly recommend them. I am dealing with the branch on S. Capital. Janet Beltz

Kay

Kay

4 months ago

If I could give out ZERO Stars, I would for this "Credit Union" disguised as a bank! We have a savings account here and Fraud happened. Since we didnt catch it in 60 or 90 days... we have to eat it! Two fraudulent charges on our savings account + 2 fees. Because there wasn't that much money in there... and we have to eat $280! They will not listen to reason. They gaslight you into thinking it is Our fault! When it isn't. Won't even listen to our case, so they can reverse fees. Totally Heartless. Total ROBOTS. TOTAL BANK! STAY FAR. FAR AWAY! THEY DO NOT CARE WHAT SO EVER ABOUT YOU and just want to take your money. There are plenty of other Credit Unions in this area, PLEASE do not support this evil corporation! OMNI BANK!!!!!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).