Sunrise Family

404 S Euclid Ave, Bay City, MI 48706

NCUA Insured4.0 (146 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Bay City, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

404 S Euclid Ave

Bay City, MI 48706

Google Maps 🗺Waze

(989) 684-1730

Service Area

This credit union is located in Bay City and serves members in the MI area. Currently serving 11,134 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

6.25%

Personal Loan

9.99%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.0

146 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Lucas Williams

3 months ago

Great experience working with Sunrise. Douglas Miller was our loan officer and was super transparent and communicative. We ran into a small issue with seller commissions, and he was able to help quickly resolve. Definitely recommend!

brittany keysor

8 months ago

I've had Stacey a few times as a teller. She's very friendly. It's nice to a have teller that will have a quick convo. She always remembers I have kiddos and all their activities. She's very personable. She will have you in and out in no time too.

jordyn mahar

4 months ago

Douglas (mortgage loan officer) was awesome to work with! Always quick to reply to any questions I had throughout the process, highly recommend!

Mikayla Peters

8 months ago

Sunrise Family Credit union has been a wonderful financial institution. I have been banking with them for years and have always been content. I love the ease of the drive thru, and Stacey is always there with a smile!! I love this credit union.

Anne Snider

8 months ago

Stacey was very nice and thorough. She walked through the steps on how to figure out what the problem was. Didn't have me walk away till I knew what to do. She's Great with customer service. Thank you~