NCUA Insured
Member-Owned
2 charter
Established in 1952
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Brownstown, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1952
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Brownstown and serves members in the MI area. Currently serving 17,815 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.51%Used Auto Loan
6.39%Personal Loan
12.63%Credit Card APR
12.88%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.8
454 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsDevon Hall
4 months ago
I had an excellent experience with Donna B. She worked with my very diligently to make sure the refinancing of my vehicle went smoothly. She was patient, answered questions, happily made as many revisions as I needed and dealt with my indecisiveness like a champ! I appreciate her so much! I’ve been a AOCU savings customer for about 5 years and I’m happy to have added another layer of business to do with them. Thank you again!
Santo Sclafani
6 months ago
The winter loan flashed and caught my attention as I logged onto my account. I inquired over the phone with Amber, who I trusted, and previously this summer, set me up with a car loan that went very smoothly. On Friday I made the initial call to Amber with only 15 minutes prior the her ending of the business day. Stated she would have all the paperwork done Monday. She then called and notified me that I was approved that fast! She scheduled me that Monday for a 4pm closing. I was amazed to say the least. The closing went smooth, fast, and efficiently. The money was in my account immediately. She then helped me pay my Credit card with the borrowed money immediately after the deposit, which is the reason that I wanted the loan for. Amber did it all effortlessly and walked me through the whole process. Even suggested the Winter Loan over the Debt Consolidation Loan, stating it had a lower interest rate due to the Promotion Advantage One was offering. I am totally happy, and Amber was the best at delivering it, with a warm smile, friendly attitude, and professional quality to her persona, that made it a great experience. Couldn't ask for more. She delivered! Thank you Amber.
Michelle McFarland
3 months ago
I highly recommend Advantage One to anyone considering opening an account. I've been with them since 2002, and never had a bad experience. Tellers are polite and very knowledgeable. It's very easy to apply for a loan online and any questions or concerns you may have, they're happy to answer.
Anthony
4 months ago
I have done my banking with Advantage One for many years and will never go anywhere else. Every employee I have dealt with made my experience amazing and they make everything easy. Cannot recommend enough!
Jean Ryski
3 months ago
Advantage One Credit Union in Southgate, MI. is excellent! I have been a member for over 40years. I find visits both in person and online to be user friendly and effortlessly. Keep up the good work!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(734) 676-7000Website
Visit WebsiteMembers
17,815
Total Assets
$256.9M
Year Opened
1952
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile