NCUA Insured
Member-Owned
2 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Clinton Townshi, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1954
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Clinton Townshi and serves members in the MI area. Currently serving 161,135 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.74%Used Auto Loan
6.49%Personal Loan
11.00%Credit Card APR
10.85%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.6
89 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsALI BEYDOUN
a month ago
I was referred by a member to finance my new car loan with MSGCU, specifically to work with Henry, the branch manager at the Canton Branch. I had an excellent experience joining through digital services, and Henry promptly sent my loan documents via DocuSign. He was very thorough in explaining everything I needed to close the deal and was incredibly easy to work with. My check was FedExed to an out-of-state dealership, and the entire process was smooth and efficient. MSGCU offers the best rates in town and outstanding service. I highly recommend asking for Henry 😊
Kyle Sonnenfeld
6 months ago
I don't usually leave reviews, but I worked with Natalia on my recent auto-loan for my lease-buyout, and I couldn’t be more impressed. From beginning to end, she was thoroughly prepared, which made the entire process smooth and stress-free. Natalia’s personable personality made every interaction enjoyable, she balances professionalism with genuine warmth, creating a comfortable environment. She took the time to educate me, ensuring I understood each step and that I felt confident in my decisions. I highly recommend Natalia to anyone seeking assistance; she went above and beyond for me.
David Petro
4 months ago
Michigan Schools & Government is my first credit union ever,and I am very pleased with years of professional services and positive outcomes i have experienced such as great loans and outstanding credit cards. Everyone in this cozy and clean establishment that works there is super friendly and highly educated.If i could give them more than five stars I most definitely would without thinking twice. I surely want to thank professional team member Eric Nowicki who took the time and effort to make all this happen for me and never let me down or left me on the back burner needless to say I am very impressed as well as speechless.Thank you again Eric and god bless you.
Christine Tate
6 months ago
This Credit Union has changed names over the years. My husband & I have been with this credit Union over 30 years. Very happy with the service we receive. Thank you for the treatment you give your customers.
Miles Mayweather
7 months ago
This Bank and particularly THIS BRANCH, are the real deal! Most banks just want your money, but Sheri took the time to help me on multiple occasions with a financial situation we've been working through. I can't praise her patients enough as someone else from other banks wouldn't have taken the time to break everything down. This is what banking should be like everywhere!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(586) 263-8800Website
Visit WebsiteMembers
161,135
Total Assets
$4.3B
Year Opened
1954
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile