Diversified Members
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1929
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Detroit, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1929
Low-Income Designated
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Detroit and serves members in the MI area. Currently serving 31,023 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.26%Used Auto Loan
7.28%Personal Loan
14.68%Credit Card APR
11.55%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MI
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(4 total)
Member Reviews
4.1
293 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Bnatural Brown
4 months ago
DMFCU IS AWSOME!! Shannon in the loan dept is the absolute best!! I didn't think I would be approved for an auto loan or a credit card, and was approved for both!!! She was very informative and helpful every step of the way and I am grateful for her. I would recommend anyone get an account with DMFCU. They will help you when others won't
Derrick Logan
4 months ago
I'm new to DMCU, but this Credit Union was referred to me by a friend, so I joined. I'm happy that I did. I don't know everyone yet, but I like the people here. LaTonya is very nice! I enjoy talking with her and discussing my issues with her.
Dorothy Reed
5 months ago
It can be very frustrating and hard to find dedicated employees. Renee Niewolak,CCUFC Branch Manager3NMLS#1827094; wouldn’t stop until my issue was resolved. I thank you again for your dedication and thoughtful persistence. Your compassion and passion will never be forgotten. You make me proud to be a member of Diversified Credit Union 👏🏿.
Daryl Young
8 months ago
I love the DMCU family. The Jefferson location is fast, clean and their staff and services are top tier. I had to open a few accounts and I had the best experience with SHANIA GHOLSTON. She was great, very professional, very informative and I believe she helped me out to the fullest extent. A special thanks to her and the whole team at DMCU. Thank you .
Samir Shah
7 months ago
I opened my membership account online. I was contacted by Don Vandamme within one day and was approved as a member. My wife was also approved as a joint account owner right away. Don has been very efficient in responding all my emails. He went out of his way to have manager approve certain things I asked for. I also spoke with Don a few times in opening my accounts and was able to get immediate response as he is a highly knowledgeable individual at DMCU. I sincerely recommend Don for any information you need. He has been a great asset to DMCU and I wish him success!
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(313) 568-5000Website
Visit WebsiteMembers
31,023
Total Assets
$581.0M
Year Opened
1929
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile