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One Detroit

PO Box 32584, Detroit, MI 48232
NCUA Insured3.1 (101 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 32584

Detroit, MI 48232

Service Area

This credit union is located in Detroit and serves members in the MI area. Currently serving 12,260 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

10.45%

Used Auto Loan

10.45%

Personal Loan

13.57%

Credit Card APR

17.15%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.1

101 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Krystal Harris

Krystal Harris

8 months ago

Customer service here sucks that customer service they need to close the bank down and hire new people that knows how to talk and a respect their customers. I've never seen a bunch of women who are so freaking rude

Olin Troutman

Olin Troutman

a year ago

This is my first time working with a credit union, and it was a great experience. Saved me a ton of money on my equity loan. One Detroit is the place to go for local customers!

Kayla Howard

Kayla Howard

a year ago

I would not bank with them as they do not care about their customers. I deposited a government check 8/7 and was told I couldn’t get it until 8/26 because they couldn’t verify the account. I called the company I received the check from and they said all they had to do was call and the verification process would be fast so I’d have my money. Mind you I told the manger I needed the funds for medication which means it’s an emergency right? No call back as promised. What an inconvenience not only will I be in pain until I receive my funds but I also have no money for food or gas. When in reality I have a couple thousand to my name. DO NOT BANK WITH THEM.

Darnetha Davis

Darnetha Davis

3 years ago

I have had numerous of problems with my account. I switched my car loan to this credit union from alley bank because of refi my ride. After I switched now 2 years in I have had numerous amounts of fees added to my account because they state they never received the info from progressive insurance. I keep my car insurance payment in 6 month increments so how after every 6 months there’s problems. they send the information over stating they are the lender and this credit union still adds fees on. I have been trying to get this situated now for 5 months and even after I come to the highland park location to give them the insurance information in their hand they still never took the fees off my loan. I feel like this is the worse bank I have ever been with in my 13 years of banking. I talk to representative after representative and the issue is still never solved, even after I email the paperwork and they say they have. I have spoke to people from the downtown DETROIT location as well and they say the same thing, in which they will take the fees off and never does. I can honestly say I don’t believe this credit union is for anyone. #truthhurts

Patrina Lyons

Patrina Lyons

3 years ago

I’ve been with this credit union for 12 years and I can honestly say that over the past couple of years they have gotten worse. My credit score is almost 800, I applied for an auto loan and she ask me to summit W’2s for proof of employment. I’ve never had to summit a W’2 for a car loan. I just simply went to another a credit union and got approved. I’m completely done with them.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).