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Back to Ecorse credit unions

Downriver Community

4320 West Jefferson, Ecorse, MI 48229
NCUA Insured3.5 (59 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1942

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4320 West Jefferson

Ecorse, MI 48229

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(313) 386-2200

Service Area

This credit union is located in Ecorse and serves members in the MI area. Currently serving 12,345 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.53%

Used Auto Loan

8.08%

Personal Loan

11.97%

Credit Card APR

13.62%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%
Awakon— Used Auto Loan

Onaway, MI

3.99%
International Uaw— Personal Loan

Detroit, MI

5.50%
Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.5

59 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
L V

L V

3 months ago

Rude, unacceptable behavior from CUSTOMER SERVICE!! Unbelievable!! I will be reporting you to the BBB. Been there over 20 years. We may not be millionaires but we were loyal. You guys are awful and antiquated and your girl who answers the phone should be fired!!!! You don’t deserve 1 star. Too many options everywhere else to treat people like that.

Giana Logan

Giana Logan

10 months ago

This is the worst credit Union to go to. Come Monday we will be going to a new credit Union I was with them 30 years my husband's been with them 10 years we will not be with them no longer I gave them a one-star because I couldn't give them a minus 10 Stars so unhappy with their service terrible terrible terrible

Nickle 5'

Nickle 5'

2 years ago

Been banking here for over 20 years. There are things that I like and don’t like. Wait times in the drive thru are horrible. I love the people inside and helping me with all my loans. But I’ve had a lot of issues with debit cards being shut off due to being used while I’m traveling out of town. The mobile app is update is great and being able to use Apple Pay is great.

M

M

3 years ago

Here is a tip if considering opening an account with them; don't. This goes for more than just this location, but especially this one. On several occasions I have gone in to make a deposit and felt like I wasn't taken seriously. They told me my math was wrong but upon using a calculator the teller found that they were actually the ones miscalculating. Attitude always poor. Calling for support is useless. Every couple of months it seems they have a new fee. It feels like I'm being taken advantage of. Please just go to another credit union. I can't imagine there would be a worse one.

Amanda Tucker

Amanda Tucker

a year ago

This credit union has the worst website ever. If you don't sign in often enough it locks you out and you have to call. When trying to enroll my husband we got multiple errors and it wouldnt accept contact info or it locked, I'm not sure. No explanations, just call us. When logged in it isn't the cleanest or easiest to navigate either.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).