Community Choice
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Farmington Hill, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Farmington Hill and serves members in the MI area. Currently serving 115,153 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
8.34%Used Auto Loan
6.74%Personal Loan
14.90%Credit Card APR
17.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MI
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(23 total)
Member Reviews
4.8
936 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Natalie Wilson
3 months ago
I recently refinanced my car loan with Cedric and his team at Community Choice. It was incredibly simple and convenient. Throughout our conversation, Cedric empowered me to make the best informed financial decisions for my circumstances. He explained all the pros and cons and readily answered all my questions. We met Friday evening, I filled out the paperwork that night, and by Saturday morning, my new car loan was set in motion. Thank you so much to Cedric and his team for helping me lower my interest rate and monthly payments.
Sally Marvicsin
3 months ago
Becky Bryant has been so great to work with. She answered questions I had and she spoke with my daughter to help me understand it all as well. I would definitely work with Becky again. Thank you Sally Marvicsin
Mimi
4 months ago
I lost my card and went to get a new one. Renee helped me and we talked about Roth IRA and High Yield Savings account. She was patient and broke it down to me free of judgment. I ended up finding my card in the car lol but going in was what I needed to motivate me to improve my finances and i appreciate the help. Also clean and quiet building. Great Credit Union!
Erin Franco
3 months ago
I have been a Community Choice Credit Union Member for several years. It is the best Credit union I have used. Every employee I have worked with from normal banking transactions to loans has been so pleasant and helpful. If you’re considering switching do it!
Julie Myszenski
a month ago
Doing business with Community Choice CU was an easy, no drama experience. When I had to call and speak with a representative they were very nice and helpful. I would highly recommend considering them for a loan or for your banking.
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(877) 243-2528Website
Visit WebsiteMembers
115,153
Total Assets
$2.0B
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile