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Back to Fife Lake credit unions

Forest Area

PO Box 118, Fife Lake, MI 49633
NCUA Insured4.7 (100 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1983

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 118

Fife Lake, MI 49633

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(231) 879-4154

Service Area

This credit union is located in Fife Lake and serves members in the MI area. Currently serving 21,085 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.84%

Used Auto Loan

9.54%

Personal Loan

14.00%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%
Awakon— Used Auto Loan

Onaway, MI

3.99%
International Uaw— Personal Loan

Detroit, MI

5.50%
Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

4.7

100 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
michele ross

michele ross

4 months ago

We love this credit union! Forest Area in Fife Lake goes out of their way to be helpful. We just obtained a Heloc Mortgage and it couldn't have been easier. Thank you Jody!!

melody Johnson

melody Johnson

a year ago

I recently visited Forest Area Credit Union and was blown away by the exceptional service! The ladies who work there are truly amazing they are friendly, knowledgeable, and went above and beyond to assist me. Their professionalism, kindness, and patience made my experience truly memorable. They took the time to understand my needs, answered all my questions, and provided personalized solutions. The bank's atmosphere was warm and welcoming, making me feel valued and appreciated. A huge thank you to the incredible team at Forest Area Credit Union! Your dedication, expertise, and compassion make you shine!

Jean Cole

Jean Cole

9 months ago

Everyone was very friendly and very out going it was very nice to be welcome. We felt very comfortable. Thank You to everyone we are very grateful for all the help.

Andrew Clark

Andrew Clark

11 months ago

Great people and Great Service! Service is quick, accurate, and acts with the best interest of the members in mind. Thank you for assistance my new vehicle!

Mariesa Hill

Mariesa Hill

a year ago

Big Shout out to Jakayla! When it comes to large loans it is really appreciated when you have support and guidance along the way. She made every step of the process seem easy! It was very nice to work with someone trustworthy and knowledgeable, Thank You!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).