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Gerber

PO Box 116, Fremont, MI 49412
NCUA Insured4.0 (42 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 116

Fremont, MI 49412

Service Area

This credit union is located in Fremont and serves members in the MI area. Currently serving 16,109 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.25%

Personal Loan

13.50%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.0

42 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Theodore Stone

Theodore Stone

4 months ago

Everyone is so friendly from the tellers in the front to the loan officer's. Great rates as well and open Saturday mornings 🌄

Raymond Gilroy

Raymond Gilroy

5 months ago

Best bank in town always get what I want they always there to help you and you need anything just call on them thank you very much for being so good to us people

Dawn Flower

Dawn Flower

5 months ago

I've been coming here for years !! Always great service. ☺️ thank you Gerber Federal Credit Union

Joe Graham

Joe Graham

a year ago

Great people and great interest rates. I’ve had all three of my loans through Gerber (2 auto, 1 personal) and they’ve all been quickly processed with very good interest rates. I’d recommend using them 10/10

Frankie Guarisco

Frankie Guarisco

2 years ago

Yet another amazing experience! Second vehicle I financed through Gerber in the last year and I certainly did not make it easy. Denise was very kind and patient through the entire process! I applied for a loan and had a check written to purchase the vehicle the next day! However, the vehicle I went to purchase turned out to be a lemon. I brought the check back and two days later had another vehicle I was ready to purchase. Denise did not make me feel like an inconvenience one bit. She was eager to help and meet my deadlines! Thank you again, Gerber Federal Credit union. Your staff is amazing! Both Denise and Jeanne were simply amazing through each of my transactions!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).