NCUA Insured
Member-Owned
2 charter
Established in 1968
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Grand Blanc, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1968
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Grand Blanc and serves members in the MI area. Currently serving 109,016 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.00%Used Auto Loan
6.00%Personal Loan
18.90%Credit Card APR
18.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.6
71 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsDebbie
3 months ago
Poor business practices. Communication with the Credit Union is horrible. I'm still on virtual hold, waiting for my call back. Employees are not friendly and don't care about their clients, this includes management. Really disappointed in ELGA. I will be looking for a better Credit Union to do business with.
Miranda
4 months ago
Thank You, Elga Credit Union closed my account over a negative balance with zero notice - no email, no letter. Completely unprofessional. That’s poor customer service, need better online customer service, plain and simple. On top of that, the online banking system and app are awful and hard to use. The old system was far better. Very disappointed with how this was handled. Taking my business elsewhere.
CARL
5 months ago
Their purple debit cards have become famous at the local retailers lately for failing consistently. Absolute garbage. First, your tap will quit(2wks tops). Then, bc it's a hassle too get a new card so soon. You push on. Insert card, swipe away. But wait, after a month, the numbers start to wear off. Garbage. I can only hope an elga rep sees this. I've been through 4 cards over the last year bc of this nonsense. Customer since 08' Been nothing but good to me. This junk card business is close to shifting my business elsewhere. Wife's card at security credit Union. Card hasn't failed her in 4 years. Psssssst. Btw. Both banks offer the same high yield interest checking accts. ELGA. do better
kris duttlinger
3 months ago
Update 2/12/26…my account was charged Another $32 in fees today and I was notified that if I didn’t pay the entire amount TODAY that my account would be sent to collections. They are well aware that I haven’t worked since October 4, 2025 but it doesn’t make a difference, I couldn’t even pay partial payments. My tax refund will be here tomorrow But they will have sent me to collection by then. I’m prepared to pay off debts that will help my situation and leave the others such as Elga Credit Union until everything else is paid off. Sending my account to collection is a weak way to try resolving this problem My experiences with Elga have typically been terrible. I was going to pay off my account a few days ago but im waiting on the mail to deliver my check. Today i got the third late fee in 90 days and the third late payment reporting on my credit report. The $25 late fee is just something im getting used to as well as Darnold pulling my credit everytime I call. I will never use this credit union again.
Matt Spilker
7 months ago
Elga Credit Union has gone (digital) Have been on hold for 25 minutes and counting. Now you have to go from page to page to pay bills move money ,this is CRAZY. My family and I will be looking for another bank.......
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(810) 715-3542Website
Visit WebsiteMembers
109,016
Total Assets
$1.8B
Year Opened
1968
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile