Aac

177 Wilson Ave NW, Grand Rapids, MI 49534

NCUA Insured4.2 (29 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Grand Rapids, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

177 Wilson Ave NW

Grand Rapids, MI 49534

Google Maps 🗺Waze

(616) 288-0288

Service Area

This credit union is located in Grand Rapids and serves members in the MI area. Currently serving 14,960 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.99%

Personal Loan

12.99%

Credit Card APR

9.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

4.2

29 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Michael W

7 months ago

Great to work with- always available and friendly

Keith Bailey

5 years ago

I have a mortgage with AAC, they were recommended by my broker. They set the mortgage up fine and appeared to pay everything on line. I decided to get refinanced with the lower rates now available and they have been nothing but a pain ever since. They will not email any documents, EVER!!! I attempted to sign up for on line banking so that I could download the documents, this is also an absolute nightmare and it still couldn't give me a simple transaction sheet. Final straw, I needed to cancel my automatic withdraw for the new loan. This could not be done from my computer or over the phone. I had to drive into the location and speak with someone and fill out paper forms. All other lenders have made it into the 21st century, I definitely recommend trying one of them. I did give them 2 stars though due to the fact that when you do not need anything from them, they seem to run smoothly.

Brooke Andrews

4 months ago

Excellent service with a smile

Scott Conrad

5 years ago

I called to see if they finally take debit/credit cards to make my car payment, and whoever answered said yes (I usually have to drive out to the Standale location because the online system rarely works). I get there and not only do they NOT take debit cards, but the CSR was rude about it. It's ridiculous that I have to drive all the way out to Standale to do something that should be common practice in 2020. Get it together, AAC. This shouldn't be that difficult.