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American 1

718 E MICHIGAN AVE, Jackson, MI 49201
NCUA Insured4.8 (1,110 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1980

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

718 E MICHIGAN AVE

Jackson, MI 49201

Service Area

This credit union is located in Jackson and serves members in the MI area. Currently serving 67,308 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

6.24%

Personal Loan

11.00%

Credit Card APR

10.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(18 total)

Member Reviews

4.8

1,110 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Stephen Aldrich

Stephen Aldrich

3 months ago

I was in the main branch doing some banking, inquired about a small loan for a recreational vehicle. This was my first time applying for a loan with this institution. They explained everything to me and did exactly what they said and in a very timely fashion. Thank you all, that's the way to do business.

Marcats96

Marcats96

3 months ago

Do NOT bank with this credit union! They mislead the elderly, blatantly lie, and mistreat people with disabilities. My father, who has been a member with them for 20+ years, passed away at the age of 75, not knowing his loan insurance with this bank ended AT 75. No notice of insurance termination or anything. One month after his death, the bank threatened to repossess his truck from my mother. When my mom and brother went to sort things out, they kicked my brother out of the building because his hearing disability was "threatening" to them (he talks a little louder than most because he has trouble hearing). After my mother called the regional manager, they were told that the truck will not be repossessed as long as it isn't transferred to another name (this is all recorded on my brother's phone). A couple weeks later, they snuck over while everyone was sleeping and repossessed it. They then originally LIED about having it in their possession, saying they didn't have it. My brother then filed a BBB report against them, in which they rebutted, saying he was cussing people out in his phone call with them (again, he was not cussing anyone out, just being a little loud because he has a hearing disability). All of the conversations are recorded on his phone. These people are very scummy and will happily screw you over, no matter how long you've been banking with them.

JD Durden

JD Durden

4 months ago

10/10 experience. Lee helped me out and was able to answer all my questions. Had a nice chat while we were waiting on some confirmations from another team and overall had a super pleasant and smooth experience. Thanks!

Kathy Mahony

Kathy Mahony

4 months ago

Auto loan process was quick and painless. I was able to get approved, sign forms on line and pick up a check within just a few hours. Erika and Rachel in the Adrian office are superstars!

Barbara Gollach

Barbara Gollach

8 months ago

Cindy has been amazing helping me. She is always very nice with a friendly smile. I've also had great experiences with Larissa (she's the best) but also Dylan, Daniel, Michaela, Skye and Larkin is always inviting when I come in to the branch. American 1 is definitely 5 stars in my opinion. Thank you all for the great service.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).