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Advia

6400 W Main St, Kalamazoo, MI 49009
NCUA Insured2.8 (42 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

6400 W Main St

Kalamazoo, MI 49009

Service Area

This credit union is located in Kalamazoo and serves members in the MI area. Currently serving 196,984 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

5.99%

Personal Loan

15.25%

Credit Card APR

14.74%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(34 total)

Member Reviews

2.8

42 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Courtney Scott

Courtney Scott

a year ago

Among many other shortcomings, they perform "planned maintenance" during normal business hours. Online banking is completely inaccessible. I work with many technology companies that all perform this type of maintenance work in the middle of the night, normally on weekends. Why would that not be the case for Advia? Complete lack of concern for their customers. From loans to to customer support to maintenance, they have gone downhill severely in the last several years. The pain of switching all accounts to a different financial institution will soon be less than continuing to work with Advia.

David Hoffman

David Hoffman

a year ago

I’ve been trying to liquidate my father’s estate. Sent a letter with all the normal requirements 58 days ago. Absolutely no response. Tried calling and could not get a live person to talk to. Went online to the contact us and sent my request 3 days ago - still no response. Taking funds but not giving them back is a crime. Worst customer service in my life! 12/13/24 at 3:30 pm I called the number advised. Got an AI operator again, asked why I called, told it I need to close an account out. It asked again. Then it said it’s training, how what I read it, and I gave it a one. Then it’s a goodbye and left me. Again for the 3rd time I got absolutely no service with this place and my money is still sitting in there and I can’t get it. What a disgrace having an AI robots that won’t allow you to talk to a real person to help you.

D Gilbert

D Gilbert

a year ago

If I could give this credit union no stars, I would. I called them today to help out a Mutual customer and spoke with a representative by the name of Anthony . He was very rude. Left me a hold for a long period of time and he was acting like he didn’t want to help me and as I was being a burden by asking questions trying to help out our mutual customer. I still said thank you as he just hung the up in my face. Thanks again, Anthony for your horrible service!!!

Zoey Baldwin

Zoey Baldwin

a year ago

Bill B was a great associate and helped me at my time at Advia, not to mention at last years dinner party he saved my sister from choking on a chicken leg. Totally recommend advia to new bankers and credit builders!

Jerry Keeder

Jerry Keeder

4 years ago

getting a loan to this bank very easy process love it everyone was nice fairly simple to do came back for a second and a third loan. Ending a loan with this credit union has been the worst experience with a bank that I’ve ever had. It is taking me three weeks of playing phone and email tag with a loan representative here to get a 10 day payoff notice that the sellers bank will except. After telling the loan representative at Advia that I needed a document not a screenshot I’ve spent three weeks receiving more and more screenshots and her refusing to answer my phone calls to try to get the situation straightened out. The situation has been so much fun the seller has decided to walk away and leave me with the car. Love this bank till I tried to end the loan with it and now they won’t seem to let me

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).