Back to Kalamazoo credit unions

Arbor Financial

1551 S 9TH ST, Kalamazoo, MI 49009
NCUA Insured3.9 (143 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1551 S 9TH ST

Kalamazoo, MI 49009

Service Area

This credit union is located in Kalamazoo and serves members in the MI area. Currently serving 47,036 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.24%

Used Auto Loan

6.24%

Personal Loan

10.00%

Credit Card APR

13.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(13 total)

Member Reviews

3.9

143 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Monica Sparks

Monica Sparks

a year ago

A huge thank you to Arbor Financial Credit Union on 9th Street! They helped close my elderly parents’ home mortgage in less than two weeks, truly incredible service. Special thanks to Laurie and Ryan, who have built a relationship of trust with my parents over the years. Their care, professionalism, and dedication made the process smooth and stress-free. We are forever grateful! ~Monica Sparks

darren pominville

darren pominville

4 months ago

Kristen DeVisser was great to work with. She was very nice, professional, organized and overall great to work with. Thank you for the help with selling one vehicle and buying another. Highly recommend

Edward Kamrowski

Edward Kamrowski

a month ago

My wife and I just purchased a new minivan through Arbor they are amazing thanks to Sara S and her team very friendly and helpful went way beyond anything you will ever get from another bank or dealership we have a family of nine so every dollar counts our family thanks Arbor for all their help we won’t go anywhere else again thank you so much Ed Kamrowski

Mike Downs

Mike Downs

4 months ago

After a frustrating experience last year, I had to put out a one star review. Online banking has become smoother, and I have been docked with far fewer (zero) fraud alert shutdowns of my account. I have had several interactions with friendly, helpful and knowledgeable folks in the past few weeks.

Erin Lockwood

Erin Lockwood

a year ago

My mom and I had issues with fraudulent activity on our accounts and lost a large amount of money. Charles was able to immediately start fixing things, get us new secure accounts and get our money back! He was very kind and helpful, my mom and I felt a lot better after visiting Arbor.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).