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Kalsee

PO Box 3006, Kalamazoo, MI 49003
NCUA Insured4.2 (61 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 3006

Kalamazoo, MI 49003

Service Area

This credit union is located in Kalamazoo and serves members in the MI area. Currently serving 21,935 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.15%

Used Auto Loan

7.02%

Personal Loan

9.71%

Credit Card APR

10.68%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

4.2

61 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Norma Rice

Norma Rice

8 months ago

We have been members of Kalsee Credit Union since 1969 !! Excellent service and most amazing employees! Recently Christine from the Drake Rd Branch helped me maneuver through a new service that I was not familiar with! She was AMAZING! Thank you for having such helpful and friendly employees! We would recommend Kalsee Credit Union if you are looking for a great financial place!

The Royal Court

The Royal Court

6 months ago

Ms Nikki, Carter, Macy are a true cut above the rest. Been banking with Kalsee for 5 years, never once had an issue whatsoever and the work they do is THE BEST i've ever received. Credit Unions are the way to go and if you want to, go to the Stadium Drive branch of Kalsee. I insist.

Matt Coon

Matt Coon

3 months ago

Alexis, the amazing Alexis and the outstanding Carter are always amazing to deal with, best in the business.

Nick Lewman

Nick Lewman

3 months ago

Jasmine was a tremendous help today! I appreciate your guys time and working with me! Thank you!

Josephine Woods

Josephine Woods

9 months ago

I always receive friendly service when visiting and the last visit I went to the bank to make a withdrawal just before 5pm. My daughter called me while I was still in the parking lot and told me that I was being scammed. I went back into the bank and asked to check my balance. It was different than the total showed me by the scammer on my laptop.By this time it was 5pm or after and a manager named Jimmy had me go in his office and he shut down my account immediately, did everything he could do while the bank was closed, opened a new account for me and gave me new cards. Talk about great customer service, wow! I have been with KALSEE for over 50 years and have no complaints! Thank you KALSEE!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).