NCUA Insured
Member-Owned
2 charter
Established in 1936
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Lansing, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1936
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Lansing and serves members in the MI area. Currently serving 73,484 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.49%Used Auto Loan
6.49%Personal Loan
18.00%Credit Card APR
8.49%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.3
36 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsKoda McCulloch
7 months ago
Debra was such a delight! She made getting a car loan very simple and quick. Answered all my questions I had and even some I didn't think of! 10/10 experience!
John Mark Bjorlie
6 months ago
If you are looking for a commercial loan, look elsewhere. I hit an insurance snag and needed to make some repairs to my building to reinstate coverage. Instead seeking to understand what was going on, LAFCU decided to double my rate and force me to sign a forbearance agreement which doubled my loan payment. Their attorney was demeaning and unprofessional. Telling me to "be a good boy" and comply. I told him I felt coerced, so he made me sign an affidavit stating I wasn't coerced, under threat of foreclosure. I made 5 years of timely payments without a hiccup. Glad to have moved on to a different lender.
Alexis McCaffrey
7 months ago
They charged an extra 15 on all of my loan payments. I am reporting this institution. DO NOT BANK HERE OR GET LOANS. BEWARE.
Gl S
11 months ago
Tried to deposit my work check, my boss gave to me 1 day early to grab some car parts. Was told it couldn't be cashed because it was post dated for the next day. Even offered to get my boss on the phone to verify it, no go. Time to change to MSUFCU. If you plan to work with these people avoid the Collins Rd location at least save yourself some time. Edit: obviously there is not anything you can do. So again if you are reading this looking for a bank that will actually help you, this is not it.
Zak
a year ago
🚨🚨🚨🚨Was in building yesterday, waiting time was way to long. I was the only person in the building!!! I shouldn't have to wait 10 minutes to be helped, when there are 4 workers laughing and chatting it up. I'm glad there happy but seriously super unprofessional!!! The person that ended up helping me was great! However she wasn't apart of the 4 chatting it up!! To be clear!🚨🚨🚨🚨🚨 Now it the day after and I'm calling them and have now been on hold for 8 minutes not to mention its an automated system leading up to the hold time. I shouldn't have to text period if you have upset account holders this is definitely going to make it worse highly disappointed. I'd recommend getting a Huntington!!!!! Account No I do not represent Huntington but I've had there service before and they were great!!! why I ever opened an account hear is beyond me!!!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(517) 622-6600Website
Visit WebsiteMembers
73,484
Total Assets
$1.1B
Year Opened
1936
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile