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Zeal

17250 Newburgh Road, Livonia, MI 48152
NCUA Insured4.1 (274 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

17250 Newburgh Road

Livonia, MI 48152

Service Area

This credit union is located in Livonia and serves members in the MI area. Currently serving 64,934 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

4.99%

Personal Loan

11.50%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(18 total)

Member Reviews

4.1

274 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Andre Chambers

Andre Chambers

4 months ago

I've been banking with them for almost a year, and they are much better than larger, corporate banks. In and out, the most wait time inside is like five minutes or so, which isn't bad. I live down the street from them so it's very convenient. I appreciate all the staff members here.

Diane Cassi

Diane Cassi

6 months ago

I have been with this credit union a while now and they have been exceptionally helpful for me personally and for my foundation. I am beyond grateful I am now with them. Everyone at the middlebelt location has been very professional and beyond helpful.

lisa crye

lisa crye

2 months ago

Maddie and Mirna are just two of the most helpful and supportive team members that I have had the pleasure of being serviced by. Always going the extra mile to see that I am taken care of every time I go into the Livonia off. Thank you both

Willi Bruce

Willi Bruce

a month ago

I always receive good service when I use this branch. My last 2 visits with Mirna were no exception. Kind, knowledgeable and consistent. Good job.

Steve Typinski

Steve Typinski

10 months ago

This is by far the worst credit union i have ever dealt with. If you need to talk to someone by phone, plan on at least a half hour wait. If you elect to receive a call back forget about it. If your OK paying 20% on a loan because they said pay it for a while then refinance for a lower rate. They'll turn you down for no reason. If you accidentally overdraft your account by 20.00 they will lock your accounts so you can't even see them. They also won't let you deposit money in your account with a bank card from another bank. I think you are better off putting a major purchase on a credit card or going to the local loan shark for the money. Beware they have very shady practices. Steer clear at all costs.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).