Filer

PO Box 375, Manistee, MI 49660

NCUA Insured3.5 (37 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Manistee, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 375

Manistee, MI 49660

Google Maps 🗺Waze

(231) 723-3400

Service Area

This credit union is located in Manistee and serves members in the MI area. Currently serving 13,178 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.49%

Used Auto Loan

6.49%

Personal Loan

11.00%

Credit Card APR

11.88%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.5

37 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Dale

4 months ago

If I could give this a 0 star I would.Would’ve been 5 stars but I just can’t stand one of your workers (Chloe) blows at her job. if you want the 4 extra stars maybe tell her to be nicer to people. her attitude sucks and isn’t very nice to communicate with.

Birch

a year ago

The customer service is why I use Filer Credit Union. Melanie and Meghan are always super helpful and kind when I need assistance over the phone, and every person we have worked with from loans to general transactions have been super supportive and resourceful as well. Keep up the good work!

Emily Dawson

a year ago

Local and good service. I have a car loan through them and that has had some issues but nothing that couldn't be fixed. Decent interest rates (both loans and for accounts). Inside is closed on Saturday but the drive thru is open for a half day.

Sara S

a year ago

I've banked here for years and will always have an account with them. Very friendly staff, clean facilities, and outside ATM for after hours. The only reason I didn't give 5 stars was because they moved the ATM, but didn't move the signs at the old spot (or place a sign saying "ATM on other side of the building").

Griffin Lozan

a year ago

The customer service is always great here! That is the reason I choose Filer! Specifically Morgan is always so helpful and kind, she is very professional and is quick and efficient.