Lakeshore

2182 Lakeshore Dr, Muskegon, MI 49441

NCUA Insured5.0 (16 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Muskegon, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2182 Lakeshore Dr

Muskegon, MI 49441

Google Maps 🗺Waze

(231) 755-1202

Service Area

This credit union is located in Muskegon and serves members in the MI area. Currently serving 2,613 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.24%

Used Auto Loan

4.24%

Personal Loan

7.99%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

5.0

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Klaire Purchase

3 years ago

Talk about a new look, the Reconstruction of the building inside is beautiful. This credit Union just got a full remodel it is very welcoming there is a place for your kids to play there is also a restroom for customers. I have been using this credit Union for quite some time now, they have been with me through the good and the bad. I had a little incident on Facebook where I got hacked and from doing so my bank account became corrupt. I've brought it to the attention of Lakeshore Federal credit Union there was no hesitation to fix the issue. After a small investigation they ended up confirming that my bank account was hacked through Facebook and they reimbursed me the money which was missing. I was very happy to say the least. I feel safe and secure when banking with first general credit Union. The tellers always answer all of my questions and are extremely helpful.

Joe Laurenzano

5 years ago

Both when I called ahead and when I visited to open new accounts, I was impressed with their friendliness and helpfulness. Lexi was the young lady who assisted me and my wife. She had a good grasp of the process and the forms. She answered our questions in an easy to understand manner. And when she didn't know the answer, she didn't guess. She simply said she didn't know. And promptly sought the assistance of a colleague. Great job, Lexi!