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Michigan Coastal

1086 Creston St, Muskegon, MI 49442
NCUA Insured4.0 (41 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1086 Creston St

Muskegon, MI 49442

Service Area

This credit union is located in Muskegon and serves members in the MI area. Currently serving 2,446 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

8.25%

Used Auto Loan

9.25%

Personal Loan

13.00%

Credit Card APR

10.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

41 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
G K

G K

8 months ago

I bought a used car and the lien had to be paid off by the owner and a clean title to be issued all done by the loan officer. They sent it to the wrong recipient so it took much longer to arrive. I was also misinformed about going to the SOS office next day to get it registered. Although the loan officer apologized and fixed the mistake, it was very difficult to reach her and ask for updates. I called the bank, called her office number, left emails and never heard back. I felt like they just dismissed their mistake, ignored me, and let me deal with the frustration that came with it. If they were more transparent about the situation or at least gave me details/updates it would be forgiven. Unfortunately that was not the case especially since it was a time sensitive matter! I felt like they didn't care!

tammy ferrier

tammy ferrier

a year ago

Great staff, very friendly and helpful. I recently was alerted to a possible fraudulent charge on my debit card. They took care of the issue immediately. They contacted me, it was fraudulent, did not let the transaction go through, cancelled my card, and I received a new one in (less than:) 7-10 business days. Veronica was especially helpful. I have been a customer for years and would highly recommend Michigan Coastal Credit Union. A***

Lilly Maycroft

Lilly Maycroft

8 years ago

I have banked here since I was 16 and I’m now 30. I have never had so many problems with this place then what I’ve had in the last year and a half. I have pulled all of my funds out of here and moved to Huntington down the road where I’ve had NO PROBLEMS AND THEY HAVE A WORKING ATM THAT I CAN DEPOSIT CASH INTO ALONG WITH A 24 hour grace period if I happen to overdraft. When my loans are paid off, I’m pretty sure I’ll be done with them.

Susan

Susan

a year ago

The whole staff always take care of the customers !! Thank you also, for the events you gals are always putting on! Makes banking and paying bills a bit more fun !!::)

Melissa T

Melissa T

6 years ago

Great service! They go above and beyond whenever you need them to. They help you build credit and take the time to teach you how their products and services work. Highly recommend them for both first time account holders to long time account holders.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).