Port City
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1944
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Muskegon, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1944
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Muskegon and serves members in the MI area. Currently serving 2,674 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.67%Used Auto Loan
4.68%Personal Loan
7.43%Credit Card APR
9.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MI
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(1 total)
Member Reviews
4.3
35 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Chip Norwood
5 months ago
Excellent help and first name basis makes banking feel better. Banked here for decades and plan to keep my accounts with them here also. Would give 10 stars if possible.
Robin Hinkle
5 years ago
The best credit union hands down. I've had accounts and auto loan here for 12+ years. Started accounts for my kids, which they still have as adults, ans have accounts for my grandchildren. Wonderful, friendly employees!
Veronica Wysozan
6 years ago
Great place. Great service. Been there for ever! My parents were members also. The staff goes the extra mile to take care of you and your business.
Ron Crabtree
5 years ago
Love the Credit Union they are always very pleasant and helpful. Wish i would have started going here years ago. Thanks for always smiling and asking how my day is
Brian Hawkins
5 years ago
If I could give them no stars I would.. I was asked when making the account if I wanted overdraft and I said no.. well my account went negative even though it wasnt supposed to and they charged me for it said I got a letter about it and never sent it back to them even though I told them no overdraft I would never suggest anyone to go there
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(231) 725-3312Website
Visit WebsiteMembers
2,674
Total Assets
$41.8M
Year Opened
1944
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile