Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1975
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Niles, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1975
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Niles and serves members in the MI area. Currently serving 6,081 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.12%Used Auto Loan
4.66%Personal Loan
10.12%Credit Card APR
4.80%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MI
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(3 total)
Member Reviews
3.9
21 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Colt Lee
9 months ago
It use to be alright 10-15 years ago when it was Greater Niles, but often times I’d go only to find out their hours weren’t what was listed online. A few times I could understand. Maybe I just missed holiday hours or whatever. Only my wife looked it up multiple times to find out their listed hours never matched when they should have been open. Not only that, but if your account dipped below a certain amount you’d receive a monthly charge. Ultimately I ended up closing all of my accounts and going with another local credit union. They’re open when they say they are, you can transfer your money between accounts freely online and you’re not charged for not having a certain amount in an account on a certain date each month.
westowitz
a year ago
Carrie Parritt, The manager was awesome! She fixed mistakes that were totally my fault. She was being very professional even though I was using a crappy tone with her. Very nice and professional that's why I've used this Credit Union for over 30 years now and she reminded me why!
Alexis Devyn
a year ago
Always helpful and knowledgeable. They verify me over the phone to ensure they aren’t giving my information out which I appreciate so much! Every teller and member service representative has been amazing from transactions, account maintenance, to loans!
Zoie Lytle
2 years ago
Chris helped me buy my first home!! She is AMAZING and I seriously couldn’t have done it without her. She was SO SO helpful, answered every question I had, explained everything to me in ways to make sure she knew I understood, and was right by my side the entire time. 10/10 wouldn’t do it without her.
Bryan Vagis
4 years ago
I'm very happy with the finance team here. It's refreshing to deal with people who truly know what they are doing and are ready to help with complex financing scenarios. I'd like to give a personal shout out to Nikki and her team for how quickly they respond and come up with solutions. If you have good credit and need a loan, this is a great place to start!
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(269) 684-6005Website
Visit WebsiteMembers
6,081
Total Assets
$115.8M
Year Opened
1975
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile