Consumers

P.O. Box 525, Oshtemo, MI 49077

NCUA Insured4.8 (155 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1964

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Oshtemo, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1964

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 525

Oshtemo, MI 49077

Google Maps 🗺Waze

(269) 345-7804

Service Area

This credit union is located in Oshtemo and serves members in the MI area. Currently serving 152,257 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.44%

Used Auto Loan

7.32%

Personal Loan

13.82%

Credit Card APR

12.61%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(33 total)

Member Reviews

4.8

155 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Maher Mazahem

4 months ago

Alyssa White is the reason I will continue doing business here. She helped me through a frustrating situation and treated my concerns as if they were her own. She went out of her way to make the experience positive, even offering coffee and beverages, and genuinely made the whole visit enjoyable.

Alesia Krueger

3 months ago

Christy Lash was great help. She is always wonderful when I visit 😎

Diana Hernandez

10 months ago

My experience at Consumer Credit Union is always superb. I’ve been a member for over 30 years and I continue to experience excellent service each time. Kudos to the staff who are always are ready to answer questions and provide outstanding service.

Cyndi Kochevar

9 months ago

Consumers Credit Union is great to deal with. Clearly have their members interests at heart. They gave good advice and helped with extremely smooth transactions.