Flagship Community

3910 Lapeer Rd, Port Huron, MI 48060

NCUA Insured4.2 (25 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Port Huron, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1959

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3910 Lapeer Rd

Port Huron, MI 48060

Google Maps 🗺Waze

(810) 982-8575

Service Area

This credit union is located in Port Huron and serves members in the MI area. Currently serving 3,150 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.25%

Used Auto Loan

6.50%

Personal Loan

13.00%

Credit Card APR

11.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Dale Lashbrook

5 months ago

This is a very well managed local Credit Union that supports the local community. I encourage you to support them. They are the are ONE OF A VERY FEE LOCAL FINANCIAL INSTITUTIONS LEFT IN OUR AREA. They offer personal services that are likely not going to be offered elsewhere. Dale Lashbrook

Anna Kiel

10 months ago

Heather is exceptional. She goes over and above. She makes us feel like family. 10 out of 10 would recommend!

Alisha Sims

a year ago

Don’t ever expect to fall on hard times of hardship they won’t let you defer even one payment . I’ve had multiple car loans and I only had to defer one time when I was pregnant and ally financial let me do 3 months and everyone I know that has deferred with their car loans . This company only cares about money money money no breaks . Get a loan through someone else And if you’re reading this I have never missed a payment or been late I have paper receipts to prove this

Kim Smalldon-Louks

6 years ago

After being a member for over 3 decades I'm going to be switching my accounts. I dread having to deal with one specific teller. I'm taken aback by the unprofessionalism and inappropriate treatment. She is rude and nasty for absolutely no reason. I can't believe she is allowed to be that cruel to patrons. What an absolute disappointment!