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Integra First

PO BOX 604, Powers, MI 49874
NCUA Insured4.9 (58 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 604

Powers, MI 49874

Service Area

This credit union is located in Powers and serves members in the MI area. Currently serving 11,490 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

8.02%

Personal Loan

12.93%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.9

58 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Hannah Komay

Hannah Komay

a year ago

I absolutely love this Credit Union! This was the first one I opened when I moved to UP 10 years ago. They have always treated me with such kindness and it felt so great to be welcomed when I came in the door each time. Beth was always my go to teller. I loved how she was able to remember my name and face. You really do feel like you are part of the family when you do business with them.

Sarah Jackson

Sarah Jackson

a year ago

I can’t say enough about the phenomenal experience I had with Lexie at Integra First Credit Union. From the moment I reached out, Lexie was a true professional, making the entire loan process not just seamless but actually enjoyable! Her expertise was evident in every interaction—she was thorough, answered all my questions with clarity, and walked me through each step with patience and care. What stood out most was Lexie’s commitment to making the process smooth and fast. I never once felt like I was just another number. She took the time to understand my needs and found options that truly worked for me, and she moved everything along with impressive speed. I felt completely supported and in the best hands throughout the entire process. Her kindness and genuine interest in helping me reach my financial goals left a lasting impression. I’ve worked with other loan officers before, but none have come close to the level of service Lexie provided. Because of her, I won’t go anywhere else for my loan needs. Lexie has my highest recommendation for anyone seeking a dedicated, skilled, and compassionate loan officer. Integra First Credit Union is truly lucky to have someone of her caliber!

Wendy Granquist

Wendy Granquist

a year ago

Beth is so amazing, she is so knowledgeable and helpful and has assisted me and my family in many things that I have needed help with. She always greets you with her beautiful smile and sunny personality. Beth is such an amazing asset to Integra and thankful she is there ❤️

Bree Arsenault

Bree Arsenault

a year ago

I absolutely love being a member at Integra First. The small town atmosphere when I walk in the Powers Credit Union location makes me feel so incredibly comfortable to complete all of my banking needs. Beth Smith’s smiling face is a big part of what makes me feel so welcomed, and she always has the answers to the questions I am asking. :)

chloe beauvais

chloe beauvais

a year ago

The staff at Integra always go above and beyond to make sure all of their member's needs are adequately met. I know that I will be greeted with smiles and 'hello's whenever I walk through the door, and that is enough to stay a forever member! Tasha joined the team just last year but you would have thought she's been there since opening day!! She makes it her goal to treat everyone equally and ensure they leave satisfied with a sucker :^) I recommend Integra to those who are unaware based on the perks, locations, and wonderful staff! I love everyone there and appreciate all of their hard work

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).