Public Service
Verified Information
NCUA Insured
Member-Owned
2 charter
Established in 1951
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Romulus, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1951
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Romulus and serves members in the MI area. Currently serving 32,005 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.80%Used Auto Loan
7.99%Personal Loan
8.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in MI
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(11 total)
Member Reviews
3.9
207 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Keenan
4 months ago
This is a horrible credit union. The upper management staff is doing illegal practices. Moving money from accounts to cover payments on loans, not sending default notices and repossession, this is a deplorable place of business. I’ve been a member for years, as soon as leadership started changing there has been malpractice. If you already have an account here I HIGHLY recommend watching your accounts and potentially switching to another institution.
Elliott Broderick
5 months ago
Just closed a Home Equity Line of Credit with PSCU this week. This was the easiest, quickest and least painful loan I have ever done in my life out of at least 20 personal loans over my lifetime! Laura Matthies did a fantastic job!
Linda Anderson
6 months ago
They have been so very patient while I am facing difficult times, i.e. handling funeral expenses and adjusting to a now one-income household, and losing my food allowance. Been with them a very long time because -- They are the BEST!
Bailey Zablocki
5 months ago
Laura with Home Specialties was amazing. She was kind, understanding, and supportive throughout the entire process. I had a great experience and would definitely go back!
Angel Boisture
10 months ago
Working with Laura was nothing short of a blessing. From the moment I connected with her, she brought clarity, care, and professionalism to every step of the loan process. Her attention to detail and willingness to explain everything thoroughly gave me peace of mind and made what could’ve been a stressful experience feel smooth and empowering. Laura isn’t just great at her job—she genuinely cares. Her kindness and integrity shine through in every interaction, and I felt supported and valued throughout the entire process. She is truly an asset to Public Service Credit Union, and I’m beyond grateful for her help. Thank you Laura. Angel B
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(734) 641-8400Website
Visit WebsiteMembers
32,005
Total Assets
$452.2M
Year Opened
1951
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile