Lake Huron

P.O. Box 5385, Saginaw, MI 48603

NCUA Insured4.5 (37 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Saginaw, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1959

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 5385

Saginaw, MI 48603

Google Maps 🗺Waze

(989) 752-5214

Service Area

This credit union is located in Saginaw and serves members in the MI area. Currently serving 6,271 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.67%

Used Auto Loan

8.32%

Personal Loan

13.97%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.5

37 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kelly Grocholski

3 months ago

5 star credit union that takes pride in their work. Everyone especially at the Bay City, MI branch on Midland St, takes great care of you. The customer service by all the staff is superb. Between how they treat you and what they offer as a credit union is my #1 place to do business.😁👍❤️

Ervin Amy

3 months ago

I like to thank Lake Huron credit union and Liz Marx and all the kind staff that works there! Needed a car mine was falling apart😡 had a fair credit score , they approved me a new car! I’m forever Grateful to Liz and the Credit union team!!!! 🚌🚌🚌🚌 Ervin

Charlene Ann

3 months ago

Awesome Credit Union! Highly recommended! I personally have a member since 2006! Great customer service as well!

Kit Hoffman

3 months ago

Gloria and David are super customer centric, and knowledgeable. Gloria assisted with something I thought I would have to wait 10 days for! Wayyyy to go Lake Huron Credit Union