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Team One

520 HAYDEN ST, Saginaw, MI 48606
NCUA Insured4.6 (204 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

520 HAYDEN ST

Saginaw, MI 48606

Service Area

This credit union is located in Saginaw and serves members in the MI area. Currently serving 47,319 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.00%

Used Auto Loan

6.00%

Personal Loan

14.90%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

4.6

204 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mary Ann Waara

Mary Ann Waara

3 months ago

Terri Manssur, Team One Loan Specialist, has provided my husband and I with efficient, prompt and thoughtful services to obtain an Auto Loan from Team one Credit Union. She has gone out of her way to assist us and has been very kind and patient. We would highly recommend Terri to anyone seeking assistance with processing a loan through Team One.

Gaylon Baker

Gaylon Baker

4 months ago

One of your electronic solutions specialists Annie V. helped me get my account unlocked she was patient, kind, and very professional. Which was great, because I am computer illiterate. She spent 28 minutes with me. You should be happy to have her as an employee. Treat her good at her job .thanks for your time. Gaylon Baker.

Nikki B.

Nikki B.

6 months ago

I truly appreciate the customer service that Team One Credit Union provides the members. The customer service approach this financial institution provides far exceeds any other that I have or currently use. Wait time is minimal and the online service assistance is far and above many others. I have never had a disappointing interaction with the Customer Service team. Phenomenal institution!

Plexus Wellness Studio

Plexus Wellness Studio

9 months ago

I had a great experience with Team One Credit Union in Saginaw, MI! They helped me with an auto loan and made the whole process smooth and stress-free. The staff was knowledgeable, patient, and walked me through every step. As a woman, I felt supported and empowered — they truly care about their members. Highly recommend! Thanks, Terri!

Mink Mink

Mink Mink

5 months ago

Ms Kate @ the call center helped me with my questions and needs, she was very professional, patient and knowledgeable about all my issues. I felt so comfortable with her!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).