Back to Saginaw credit unions

Wildfire

PO Box 3285, Saginaw, MI 48605
NCUA Insured4.5 (149 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 3285

Saginaw, MI 48605

Service Area

This credit union is located in Saginaw and serves members in the MI area. Currently serving 49,856 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.44%

Used Auto Loan

5.44%

Personal Loan

10.99%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

4.5

149 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Katia Perez

Katia Perez

4 months ago

Erica was AMAZING! From start to finish, she provided outstanding service with a warm, friendly attitude and incredible professionalism. She went above and beyond to make sure everything was handled perfectly and took the time to explain every detail clearly and patiently. She truly made the experience easy, smooth, and stress-free. Erica is a real asset to the bank. I couldn’t be happier with the service and highly recommend her to anyone looking for exceptional customer care!

yunieski rodriguez

yunieski rodriguez

4 months ago

Erica was absolutely wonderful to work with. She was professional, patient, and extremely knowledgeable, taking the time to explain everything clearly and making the entire process smooth and stress-free. Her friendly attitude and genuine willingness to help really stood out. It’s rare to receive such excellent customer service, and Erica truly went above and beyond. I highly recommend her to anyone needing banking assistance!

Teresa Sanchez-Orvosh

Teresa Sanchez-Orvosh

a month ago

Karlee Coats made the process of setting up an account at Wildfire Credit Union to be a delightful experience. She has: excellent interpersonal skills, works quickly, and is very professional! I would highly recommend Wildfire Credit Union to friends and family based on my interaction today with Karlee Coates. Thank-you. 🙂🙂

Organically You

Organically You

3 months ago

I can’t thank Karlee Coats enough for her understanding and support. Her compassion and confident approach turned a stressful situation into a positive experience. Outstanding customer service!

Noe Salazar

Noe Salazar

4 months ago

Erica an unprofessional manager that speaks Spanish and English, came in the room aggressively , (yelling not speaking).She did not introduce herself to us, not explaining well the situation. Been with wildlife for years and never been disrespected by a bank employee. Wildfire you can do better in customer service especially from a manager.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).