Journey

1200 ZEEB DR, Saint Johns, MI 48879

NCUA Insured4.5 (253 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Saint Johns, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1200 ZEEB DR

Saint Johns, MI 48879

Google Maps 🗺Waze

(989) 224-9511

Service Area

This credit union is located in Saint Johns and serves members in the MI area. Currently serving 17,177 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.32%

Used Auto Loan

6.45%

Personal Loan

11.87%

Credit Card APR

9.44%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.5

253 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Larry Shankel-Lowery

4 months ago

Meridea Walker was VERY professional and AMAZING to work with!! She understood my needs and found the best solutions/rates for me. I did a balance transfer for a VISA as well as refinanced my auto loan. I am VERY happy to be a member of JFCU!! Thank you Meridea!! ☺️

Robin Devoe

9 months ago

Change is not easy for most these days. I also enjoy consistancy. However, the changes you have made, although hard to adjust to at first, have become a joyful experience every Friday when I deposit my check, via teller. I love knowing I will see of a select few people on my call, so it's less invasive when I have personal banking to do. Recently I have gotten the same lady and she is amazing! It would be great if the volumes on the phone can be turned up. However it is still a quick, easy and fun process. There is always help in the lobby if we need it. Even my children notice and appreciate the kindness shown when we walk through the door coming and going👌 thank you☺️

Joseph Hanna

4 months ago

Absolute joke of an establishment said they were overnighting a check to us seven days pass no check blame mail carrier then we agree on a wire transfer at 10 AM on a Thursday. It’s now Friday afternoon nothing yet.

Brittani Motz

a year ago

We had an amazing experience working with Toni at Journey in St. Johns! She was incredibly helpful, polite, and kind throughout the entire process. Her professionalism and dedication made everything smooth and stress-free. Highly recommend!

Kim Moon

2 years ago

I want to thank Toni for her help switching my accounts— she was professional, courteous, and knowledgeable. She also took the time to explain things in a way that was easily understandable to me. Thanks to her I will get much more out of my savings and would absolutely go back to her again. Excellent Customer Service!!