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Soo Co-Op

4489 I 75 Business Spur, Sault Sainte Ma, MI 49783
NCUA Insured4.6 (150 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4489 I 75 Business Spur

Sault Sainte Ma, MI 49783

Service Area

This credit union is located in Sault Sainte Ma and serves members in the MI area. Currently serving 24,582 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.50%

Used Auto Loan

7.50%

Personal Loan

10.00%

Credit Card APR

8.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.6

150 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
D Evans

D Evans

4 months ago

Patrica, as always makes me feel valued and gets things done quickly and saves me valuable time/eliminates an extra trip by figuring the most efficient way in handling complex transactions. She remembers me as thou I were family, part of the coop family. I love going to the bank when Patrica makes my day feel special, valued and efficient. Additionally, I got back to work in plenty of time. On a last note, I love that staff don't recite the same speech verbatim each visit. Instead it feels friendly and genuine care with every transaction. I feel valued and trust my money has a great home at Soo Coop

Calab L.

Calab L.

5 months ago

I'm never banking with Soo co-op credit Union ever again. I called just to get my account number and this girl that picked up was acting like she's an FBI agent and she was asking me all the questions like my mom's maiden name and my SSN my email and my address witch I answered all correctly and then she said we don't usually like giving out account numbers over the phone and I told her that I don't like giving my SSN over the phone. And I believe that's way more important than a account number

Esther Bertram

Esther Bertram

8 months ago

Katelyn helped us with our loan very efficiently and professionally. We were treated like family!! We are very happy with this Credit Union 😊

Kelly Cain

Kelly Cain

a year ago

I have had an account here for 40 years. I always feel valued and “heard” here. I feel like the representatives care about helping me and have my interests in the forefront. I never have issues with payments or deposits. I’ve had my debit card hacked several times now (no fault of SCCU). All times have been quickly caught and remedied with very little hassle.

Susan Tobias

Susan Tobias

11 months ago

My husband and I called Monique as we wanted to purchase a side by side. She was right on it, and within a few minutes we became owners of a side by side. Many thanks to Monique and Soo Co-op Credit Union for so much fun my family are going have with our new purchase.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).