NCUA Insured
Member-Owned
2 charter
Established in 1928
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Southfield, MI may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
2 charter
Established in 1928
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Southfield and serves members in the MI area. Currently serving 25,362 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.52%Used Auto Loan
8.45%Personal Loan
13.63%Credit Card APR
11.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.6
583 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsLATUNYA LEWIS
5 months ago
You offer friendly service. I know a few employees that work there, and their always willing to help. I like my products that I currently have. I feel my money is safe there and I haven't had any problem. But People Driven doesn't offer Zelle, and for me living in another state that can become a ploblem. Especially when your my main bank. Its an inconvenience, now that zelle doesn't allow us to use their app.. We also can't set up external transfers to a different bank through the mobile app. Other than that, it's a great Credit Union. Anteria, Pam, Vickie, Nicole, Kathy they are the BEST.
Yvonne hall
4 months ago
I've been with PDCU for many years, and always satisfied with the service. My questions are answered with care and kindness. Each customer service person spoken with has treated me wonderfully; warm kudos to Shawndricka, Tia and Eric, who've assisted me in the past.
Abdul Majeed
5 months ago
Went for account opening, arrived early and the manager Michelle welcomed me and started to open my account although i came earlier than my appointment but she was very helpful and welcoming. She thoroughly explained all account features and make sure all my information are correct and account is completed after that she completed the required approval from the branch manager with a smile. The staff are very friendly and my experience was very positive. Thank you PDCU and all the staff for the great service and experience. This was in Livonia branch.
Valerie Mon
6 months ago
Great financial products and options. Love the ease of online access to all of my PDCU accounts and services. Stopped in at the Livonia location one time to add my spouse to an account and when we walked in we were warmly greeted by the entire team, they all were so very kind. We felt important. Lol!
Coradine Thomas
5 months ago
People leave comments to complain. But why not give credit when credit is due. I love this Credit Union I been banking here for many years. Through the highs and lows. They take care of their people. You can always count on them for help. I value you and I will always be a customer. Very pleased with your services. Thank You Coradine Thomas
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(248) 263-4100Website
Visit WebsiteMembers
25,362
Total Assets
$497.4M
Year Opened
1928
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile