NCUA Insured
Member-Owned
1 charter
Established in 1949
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1949
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in St Joseph and serves members in the MI area. Currently serving 190,227 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.24%Used Auto Loan
7.09%Personal Loan
14.58%Credit Card APR
16.01%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).
Wyandotte, MI
Onaway, MI
Detroit, MI
Niles, MI
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.1
117 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsMary Andersson
3 months ago
Rhonda listened emphatically to the difficulty I was having with paying my credit card bill on my app. She wrote down all the steps(I had forgotten my phone). When I got home, it worked!
Brooke Kaufman
8 months ago
This is not location specific, rather the entire UFCU as a whole. Already left a review about this but will continue to do so since I keep dealing with the same issue. They harass you over car insurance but want you to use MyInsuranceInfo.com to upload your information. Then they'll still purchase insurance on your behalf and charge you for it when you have the correct insurance all along. I've sat on the phone with countless customer service reps that supposedly deal with this but are unable to read declaration pages which state your coverages. This is absolutely the most frustrating bank I've ever dealt with. I will come in person to get this straightened out because I've never been without insurance. I do 6 month policies and every 6 months like clockwork this happens. Huge thumbs down, would rate 0 stars and not recommend this bank as a lien holder.
Terri Rawson
6 months ago
Rhonda assisted me to process a fraud claim. She is extremely knowledgeable in addition to her positive attitude Rhonda took the time to show me how to prevent fraud.
June Bowman
7 months ago
Rhonda was absolutely the best. She saved my sanity. She is so knowledgeable and efficient. Please give her a raise promotion or whatever. She deserves to be recognized
Zachary Meisgeier
9 months ago
Had been with Honor for years. Finally decided to join the family, and been blown away. Rosie is the one that got me set up. She is so nice and helpful. Definitely deserves a raise! If you are looking for a new bank this is the place to go!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(888) 982-1400Website
Visit WebsiteMembers
190,227
Total Assets
$4.2B
Year Opened
1949
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile