Back to Sterling Height credit unions

Christian Financial

35100 Van Dyke Ave, Sterling Height, MI 48312
NCUA Insured4.2 (186 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1967

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

35100 Van Dyke Ave

Sterling Height, MI 48312

Service Area

This credit union is located in Sterling Height and serves members in the MI area. Currently serving 61,650 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

4.74%

Personal Loan

10.49%

Credit Card APR

9.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(13 total)

Member Reviews

4.2

186 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Avocado

Avocado

6 months ago

Repeatedly been frustrated with this credit union. Today took the cake though. I waited in line for a bit after another customer was taken care of and walked up not seeing an issue with it. The teller told me they were going to lunch and I just awkwardly apologized. It threw me off because she was very polite to the people before me. As someone who worked in customer service for years, this was not ok. I was just trying to get my business handled before work and instead left feeling like an inconvenience. Could have simply redirected me to another teller or put up a sign. Also questioned who my check needed to go out to when I had a paper written out showing exactly how it needed to be filled out for my landlord. I had an issue at this location with a rent check before, so now I just had over the sheet and tell them to make it out exactly as is. Between this interaction, monthly “maintenance fees” and random hours, this credit union is getting on my last nerve.

Alex G

Alex G

6 months ago

Jered has been absolutely phenomenal with his service and and patience. He has incredible follow- through and wanted to ensure that I was taken care of through every step.

tyra morris

tyra morris

7 months ago

Amazing service. Was looking to get a loan and I was unable to catch Jered’s call due to my work schedule. Jered was very patient with me and didn’t give up was able to finalize the loan in a timely manner. Thank you

Rosemary Wilson

Rosemary Wilson

9 months ago

My experience with CFCU has been nothing but positive. I’ve refinanced with them and have taken two auto loans with them all with low interest rates. Everybody I’ve dealt with has been pleasant and helpful. Jered helped us with our latest auto loans and he was very knowledgeable and helpful. He was quick with the process.

Frankly M

Frankly M

a year ago

I’ve had a great experience with Christian Financial. The staff is always friendly, knowledgeable, and ready to help with any questions I have. Their customer service feels more personal than what I’ve experienced at larger banks. Shoutout to a young lady who helped me during my last visit. She was patient, and friendly at my time there. I also appreciate the lower fees and competitive rates on loans and savings accounts. Their mobile app is easy to use, making it convenient to manage my finances on the go. Overall, I highly recommend this credit union to anyone looking for a more community-focused banking option.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).