Northwest Consumers

2948 GARFIELD RD N, Traverse City, MI 49686

NCUA Insured4.3 (44 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Traverse City, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2948 GARFIELD RD N

Traverse City, MI 49686

Google Maps 🗺Waze

(231) 947-7600

Service Area

This credit union is located in Traverse City and serves members in the MI area. Currently serving 2,323 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.97%

Used Auto Loan

6.51%

Personal Loan

11.95%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.3

44 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jason S

2 weeks ago

I absolutely love this credit union the friendly staff. The small hometown feel is amazing. You don’t find that in these huge corporation banks. They work with you every step of the way with your loans and your accounts I highly recommend This credit union

Jaclyn Marie

8 months ago

Always have a great experience, but please update your online hours to show your not open Saturdays until further notice. Thank you for all the great service and above and beyond support. I have enjoyed banking here for the last few years and will continue to do so! Everyone is always so friendly!

Craig B

8 months ago

Can't say enough good things. I have an auto loan through them. The rate was better by 2pts than any other bank. Highly recommend!

Christine SommerS

8 months ago

Absolutely Love going inside to do my transaction. Everyone is SO friendly, helpful and HAPPY while doing their job.Its comforting and I'm a forever customer.

Robyn Guerrero

11 months ago

Cheres was amazing. I applied for an auto loan and she was able to cut another offer in half! The process was fast and easy. Could not be more thrilled. I will be referring any and everyone.