Shore to Shore Community

4550 Division St, Trenton, MI 48183

NCUA Insured4.1 (10 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Trenton, MI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1953

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

4550 Division St

Trenton, MI 48183

Google Maps 🗺Waze

(734) 675-3100

Service Area

This credit union is located in Trenton and serves members in the MI area. Currently serving 5,360 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.07%

Used Auto Loan

6.17%

Personal Loan

12.38%

Credit Card APR

11.80%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in MI

Lowest rates currently reported by credit unions in MI (NCUA Q4 2025).

Michigan Legacy— New Auto Loan

Wyandotte, MI

2.19%

Awakon— Used Auto Loan

Onaway, MI

3.99%

International Uaw— Personal Loan

Detroit, MI

5.50%

Circle— Credit Card APR

Niles, MI

4.80%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Nikki T

a year ago

Worst credit union I've ever been to. The ATM inside Stellantis is always empty. It's a limit how you use YOUR money. Won't answer the phone for customers. I've never seen anything like it.

Linda Perry

3 years ago

I belong to another credit union and have used the Shore to Shore ATM for years (for a fee). I asked for change for $50. The teller asked if I was a member. I said I belong to a credit union. She then asked if I belonged to Shore to Shore specifically. I do not. She replied "we are unable to exchange cash to non-members ". This policy turns business away and explains why the office and parking lot were empty. Strongly recommend not going there I won't be back.

Levi T

8 years ago

They are great with loans if you have been banking with them for a while. I have had 4 auto loans through TFCU/STSCFCU all with great rates given my overall credit profile. However, they did not report information correctly regarding the dates of the auto loans to the credit bureaus. For that reason, along with the need for better fraud protection on stolen debit cards, I rated them 4 out of 5 stars.

Kathleen Herrick

a year ago

Superb customer support and service at the Van Horn location today!!!! SADIA was helpful, patient and kind as well as an ultimate professional! Thank you SADIA!